Yes, you may waive coverage by completing the Waiver form and providing proof of coverage.
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No unless you currently waive medical coverage. If you waive medical coverage you are required to fill out the Waiver form for 2023.
Yes, loss of coverage is a qualifying event, contact HR as soon as you learn you will lose coverage and they can assist you with your enrollment.
Look at a current paycheck stub for 2023 to look for your current bi-weekly deduction.